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Empowering Financial Freedom
ZapCash is on a mission to democratize credit access across India. We believe everyone deserves a fair chance at financial stability without the traditional banking hurdles.
- RBI-Approved NBFC Partnerships
- Bank-Grade Data Security & Encryption
- Flexible Loan Repayments & Quick Disbursements
Simple Eligibility Requirements
Simple Eligibility Requirements
We believe in making financial access simple. To qualify for a ZapCash loan, you only need to meet a few basic criteria. Check your eligibility in less than 60 seconds without affecting your credit score.
Check EligibilityYour Loan in Just 3 Simple Steps
- 1Download ZapCash and register
- 2Complete digital KYC in minutes
- 3Receive funds in your bank account
Testimonials
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Frequently Asked Questions
- Loan sanctioned by Weekline Investment and Trading Company Ltd: ₹1,50,000 for 3 years
- Processing Fee: ₹6,195 (3.5% + GST + ₹500 Stamp Duty)
- Interest Rate: 22% p.a. (on reducing principal balance)
- EMI: ₹5,730 per month
- Total Payable: ₹2,06,280
- Total Interest Paid: ₹56,280
- Annual Percentage Rate (APR): 25.14%
This is an illustrative example. Actual terms may vary based on eligibility and will be disclosed in the Key Fact Statement before loan acceptance.
- Age: Minimum 21 years
- Employment Type: Salaried or Self-Employed
- Minimum Monthly Income: ₹16,000 or above
- Mobile Number: Aadhaar-linked mobile number for verification
- Citizenship: Indian resident with valid KYC documents
No, this is an unsecured loan, and therefore, no collateral or security is required to avail of the loan. The loan is sanctioned based on the borrower's eligibility, creditworthiness, and repayment capacity. However, in the case of secured loan products such as a loan against property, appropriate collateral will be required.
Interest starts from 3% per month. A one-time processing fee of up to 10% + GST is charged when the loan is approved.
The Key Fact Statement (KFS) is a document that summarizes the important terms of your loan, including interest rate, charges, and repayment details. It is provided to the borrower before the execution of the loan agreement to ensure full transparency.
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Get started with ZapCash for fast, secure, and paperless loans. Personalize your loan experience, track your progress, and enjoy instant disbursals directly to your bank account.
