EPFO Guide
How to check your PF balance quickly and safely
Use the official EPFO passbook, UMANG, missed call, or SMS service to view your balance, verify old transfers, and troubleshoot missing contributions.
Missed Call
9966044425
Call from your UAN-linked number
SMS
7738299899
Send EPFOHO UAN
Passbook
UAN + password
Best for full details
UMANG
OTP access
Good on mobile
Information last verified: August 21, 2026. EPFO numbers and digital processes can change, so confirm the latest details on official EPFO channels before acting.
Want to know how much money has accumulated in your Employees’ Provident Fund account? You do not need to visit an EPFO office for a basic balance check. In most cases, you can see your PF balance through the official passbook portal, UMANG app, SMS service, or missed-call service.
The shortest answer is simple: if you want the most detailed view, use the EPFO passbook portal. If you want the fastest view, use the missed-call or SMS option from the mobile number linked to your activated UAN.
Quick answer table
| Method | What you need | Best for |
|---|---|---|
| Missed call | Activated UAN and registered mobile number | Fastest basic balance check |
| SMS | Activated UAN and registered mobile number | Quick reply without logging in |
| EPFO passbook | UAN and password | Full contribution history |
| UMANG | Phone, UAN, OTP access | Mobile access to passbook |
| Employer or PF trust | Member ID or employee details | Exempted establishments |
What is a PF balance?
Your PF balance is the amount recorded in your EPF account after employee contributions, employer contributions, interest, transfers, and withdrawals are considered. It is not just one lump-sum number. The passbook may show separate entries for each wage month and sometimes separate Member IDs for different employers.
That is why checking PF balance is not only about seeing a number. It also helps you confirm whether the latest contribution was deposited, whether an old employer balance was transferred, and whether the account details are correctly mapped to your UAN.
What is a UAN?
UAN stands for Universal Account Number. It is the main identity linked to your EPF records across employers. Your UAN is intended to remain the same even if your Member ID changes from one employer to another.
Simple way to think about it: your UAN is the master folder, while each employer’s PF account is a separate file inside that folder.
How to check PF balance through the EPFO passbook portal
The EPFO passbook portal gives the most detailed view of your account.
- Open the official EPFO Member Passbook portal.
- Enter your UAN and password.
- Complete the security check.
- Sign in and select the relevant Member ID.
- Review contributions, interest, transfers, and withdrawals.
- Check older Member IDs as well if you changed jobs.
This method is best when you want to verify exactly how much was contributed each month or whether a transfer from a previous employer has been completed.
What you can see in the passbook
Employee contribution
The amount deducted from your eligible salary.
Employer contribution
The employer’s EPF-side contribution, which may differ in visible structure from your own contribution.
Pension contribution
The EPS-related component, where applicable.
Interest
Often credited separately for the relevant financial period.
Transfer-in and withdrawals
Helpful for checking old employer transfers and eligible withdrawals.
How to check PF balance through the UMANG app
UMANG is a Government of India app that offers access to EPFO services on mobile.
- Download the official UMANG app from the Google Play Store or Apple App Store.
- Register or sign in using your mobile number.
- Search for EPFO services.
- Open Employee Centric Services.
- Select View Passbook.
- Verify with OTP if required and choose the relevant Member ID.
UMANG is useful if you prefer a mobile workflow, especially when you do not want to log in to the passbook portal on desktop.
How to check PF balance by missed call
EPFO currently lists 9966044425 as the missed-call number.
- Use the mobile number registered with your activated UAN.
- Dial 9966044425.
- Let the call ring and disconnect automatically.
- Wait for the SMS reply with the available PF details.
Important: This is often described as a PF balance check without UAN, but what it really means is without entering your UAN manually. Your UAN must still exist, be activated, and be linked to that mobile number.
How to check PF balance by SMS
Send EPFOHO UAN to 7738299899 from your registered mobile number. You do not usually need to type your 12-digit UAN inside the SMS because the service identifies your record through the linked number.
You can also add a supported language code for a response in another language.
EPFO SMS language codes
Choose your preferred language and send the corresponding SMS format.
How to find a forgotten UAN
If you forgot your UAN, first check your salary slip, HR portal, joining documents, earlier EPFO messages, or old passbook records. You can also use the official Member Portal’s Know Your UAN option and complete the verification flow shown there.
How to activate UAN
EPFO currently directs many users to UAN activation through UMANG using Aadhaar-based face authentication flows. Because this process can change, follow the latest instructions displayed on the official EPFO Member Portal and UMANG app at the time you activate.
How to check an old employer’s PF balance
- Open the EPFO passbook portal.
- Review all Member IDs shown under your UAN.
- Open the previous employer’s Member ID and note the balance.
- Open the current employer’s Member ID and look for a transfer-in entry.
If the old balance still appears separately and no transfer entry is shown in the current account, the transfer may still be pending or may need attention through the official process.
Why is my latest PF contribution missing?
Common reasons include delayed employer deposit, delayed filing, EPFO processing lag, wrong Member ID selection, or exempted-establishment handling.
- Compare the passbook with your salary slip.
- Check the wage month carefully.
- Confirm you are reviewing the right Member ID.
- Ask HR or payroll for deposit details if the entry still does not appear.
Why is the EPFO passbook unavailable?
Recently activated UAN
The account may need some time to appear across services.
Incorrect login details
Verify your UAN and password, or use the official recovery path.
Portal issue
Try again later or use UMANG, SMS, or missed call.
Exempted establishment
Your PF statement may need to be obtained through the employer-managed PF trust instead of the standard portal.
PF balance safety tips
- Use official EPFO or UMANG channels only.
- Never share your UAN password or OTP.
- Do not trust random KYC-update links or social-media phone numbers.
- Do not install screen-sharing apps for PF help.
- Do not share full Aadhaar, PAN, or bank details on calls.
PF balance check checklist
- ☐ I am using an official EPFO or UMANG service
- ☐ My UAN is activated
- ☐ My mobile number is correctly registered
- ☐ I checked the correct Member ID
- ☐ I compared the passbook with salary deductions
- ☐ I checked older employer accounts too
Frequently asked questions
What is the official PF balance-check number?
EPFO currently lists 9966044425 as its missed-call number. Call it from the mobile number registered with your activated UAN.
How can I check my PF balance online?
Log in to the official EPFO Member Passbook portal using your UAN and password. Select the relevant Member ID to view its passbook.
How do I check PF balance by SMS?
Send EPFOHO UAN to 7738299899 from your UAN-registered mobile number. Add a supported language code if you want the response in another language.
Can I check PF balance without entering my UAN?
Yes. You can give a missed call to 9966044425 from the registered mobile number. Your UAN must still be activated and linked to that number.
Can I check PF balance without a registered mobile number?
If you know your UAN and password, you may be able to log in to the EPFO passbook portal. Mobile or Aadhaar verification may still be needed for password recovery and other services.
Can I check PF balance using only Aadhaar?
Aadhaar alone is not normally used as a direct PF balance login. It may be used for identity verification, UAN activation and account-related services when linked correctly.
Can I check PF balance using PAN?
PAN may form part of your KYC information, but it is not normally a standalone method for directly viewing the PF balance.
How can I find my UAN?
Check your salary slip, HR portal or previous EPFO messages. You can also select Know Your UAN on the official EPFO Member Portal and complete the verification process.
How do I activate my UAN?
EPFO currently directs members to the UMANG app for Aadhaar-based face-authentication activation. Open EPFO Services and select UAN Activation under UAN Services Through Face Auth.
Can I see my previous employer’s PF balance?
Yes, if the previous Member ID is linked to your UAN. Log in to the passbook portal and select the relevant Member ID.
Why is my previous PF balance not showing in my current account?
The balance may still be held under the previous Member ID, or the transfer may not be complete. Check all passbooks and look for a transfer-in entry.
Why is my PF contribution missing?
The employer may not yet have deposited it, EPFO may still be processing it, you may have selected the wrong Member ID, or the account may be managed by an exempted PF trust.
Why is my PF passbook not available?
You may have recently activated your UAN, entered incorrect details, encountered temporary maintenance, or worked for an exempted establishment.
How often is the PF balance updated?
Monthly contributions appear after the employer deposits and reports them and EPFO processes the records. Interest may be credited separately for the relevant financial period. There is no guarantee that every new deduction will appear immediately.
Does checking PF balance affect my credit score?
No. Checking your EPF balance is not a credit enquiry and does not affect your credit score.
Can someone check my PF balance using my mobile number?
The missed-call and SMS methods depend on the number registered with your UAN. Protect your phone, SIM, OTP and EPFO login credentials.
Final takeaway
You can check your PF balance in four main ways: missed call, SMS, the EPFO passbook portal, and UMANG. For the most detailed answer, use the passbook and review every Member ID instead of looking only at your current employer’s account. If something looks missing, compare the passbook with your salary slip and then follow up with HR or EPFO through official channels.
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